Fire insurance policy is suitable for the owner of property, one who holds property in trust or in commission; individuals/ financial institutions who have financial interest in the property. All immovable and movable property located at a particular premises such as buildings, plant and machinery, furniture, fixtures, fittings and other contents, stocks and stock in process along with goods held in trust or in commission including stocks at suppliers/ customer's premises, machinery temporarily removed from the premises for repairs can be insured.
Riot, Strike, Malicious Damage
Storm, Typhoon, Hurricane, Tornado, Flood and Inundation
Subsidence and landslide including Rock slide
Bursting and overflowing of water tanks, apparatus and Pipes
Missile testing operations
Leakage from Automatic Sprinkler Installation
Earthquake (Fire & Shock)
Deterioration of Stocks in cold Storage premises due to accidental power failure consequent to damage at the premises of Power Station due to an insured peril
Deterioration of stocks in cold storage premises due to change in temperature arising out of loss or damage to the cold storage machinery (ies) in the Insured’s premises due to operation of insured peril.
Impact Damage due to Insured’s own Rail/Road Vehicles, Fork lifts, Cranes, Stackers and the like and articles dropped there from.
Omission to Insure additions, alterations or extensions clause
Removal of Debris (in excess of 1% of claim amount)
Architect, Surveyors & Consulting engineer’s fees in excess of 3 % of claim amount.
Spoilage Material Damage Cover
Leakage and Contamination Cover
Temporary Removal of Stocks
Loss of Rent
Rent for an Alternate Accommodation