The Householder's Package Policy provides comprehensive coverage for your home under various sections that cover your household / domestic property. This policy also covers your family against accidental death / disability, apart from providing a whole host of value-added benefits.
a:- Coverage for building
b:- Covers contents of the dwelling belonging to the proposer and his/her family members permanently residing with him/her.
Covers contents of the dwelling against loss due to burglary, house breaking, larceny or theft.
Covers loss or damage to your jewellery and valuables by accident or misfortune whilst kept, worn or carried anywhere in India subject to the value declared in the schedule.
Loss or damage to fixed plate glass in the insured premises by accidental breakage subject to limit of sum insured
Covers domestic appliances against unforeseen and sudden physical damage due to mechanical or electrical breakdown.
Covers loss or damage to pedal cycles by : Covers loss or damage to T.V.Set including VCP/VCR by fire and allied perils, burglary, house breaking or theft, breakage due to accidental external means, mechanical or electrical breakdown. Any legal liability arising out of bodily injury or accidental death of any person other than insured's family members or employee as also damage to property not belonging to or in the custody of insured , caused by use of the T.V. Set is also covered
Covers loss or damage to pedal cycles by
Fire & allied perils
Burglary, housebreaking, theft Accidental external means Third party personal injury or Third party property damage for Rs.10,000/-
Covers loss or damage to insured's accompanied baggage by accident or misfortune whilst the insured is traveling on tour or holiday anywhere in India.
Covers Death or bodily injury by accidental, violent, external and visible means to the insured person named in the schedule and subject to limits specified therein.
Covers Insured's legal liability for bodily injury or loss of or damage to property of third party limited to amount specified in the schedule and workmen's compensation liability to domestic servants engaged in insured's premises.
War and nuclear perils
Pollution or contamination.
Volcanic eruption or other convulsions of nature
Change of temperature resulting in damage of stocks
Consequential effects of the specified perils